Consumer Loan Services

We understand unexpected financial events
happen, and we're here to help. Whether you
want to consolidate debt, pay unexpected medical
expenses, or just need help covering your bills, we
understand.

Business Services

We offer various services to businesses that
include customer financing and merchant
services. Our services are designed to increase
your profits and increase customer retention. Most
services after approval are ready for use in seconds.

Current Business Projects
340
Avg. Loans Approved Daily
110
Loan Decision Time (sec)
60
Merchant Transactions Handled /day
1100

The Facts

Consumer Satisfaction
92%
Consumer Retention
78%
Business Client Satisfaction
86%
Overall Satisfaction
89%

HAVE QUESTIONS ABOUT OUR COMPANY? CURIOUS WHAT ELSE WE DO?

What Our Customers Are Saying

“Smoother and quicker than anticipated. Everything explained, all questions answered. Nothing but good things to say about every step.”

Richmond, VA 

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Latest News

Male And Female Staff In Coffee Shop

Private Label Credit Cards for your business

Private label credit cards are cards branded for a specific retailer (your business), independent dealer or manufacturer. If the retailer does not manage the private label card, a third-party issues the cards and collects the payments from cardholders. Terms and conditions for private label credit cards are made by contracts between the retailer and Smart […]

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Bad Credit Lending

Having bad credit is not the end. We understand unexpected financial events happen, and we’re here to help. Whether you want to consolidate debt, pay unexpected medical expenses, or just need help covering your bills, we understand. Our Goal at Smart Choice Financial is work to get you the loan you need as soon as […]

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Applying for our loans with ease

Applying for a loan from Smart Choice Financial is one of the easiest loans you’ll ever apply for. We’ve made the process smooth. We noticed that most other institutions have an application process that’s not the shortest and you don’t have a clue if you’re approved at the end until a representative calls you days […]

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